Selasa, 01 Februari 2011
Watch No Strings Attached Online on Megavideo Free
Rabu, 08 Desember 2010
Save Money on Car Insurance
Your vehicle is one of the most important and expensive investment you will make in your life. In order to get the best protection for your investment in case of accidents and to make sure that you are financial secured against unforeseen liabilities, here are some Car Insurance Basics to help you the best coverage for your money:
1.Compare not only the prices but the company as well - this is probably the first and most important step of all. Remember, you have to know how dependable the insurance provider is, after all, they will be providing your protection. Make a smart decision not only based on prices but also how effective the company is when it comes to enforcing its policies.
2.What is the real market value of your car – usually, claims are paid based on the actual value of the vehicle. If you own an older car, it may be wiser to get a new car than spend more on premium payments for your depreciated car.
3.Deductibles matter – for example, if you raise deductible from $200 to $500, the cost of premium for Collision and Comprehensive will go down about 15% to 30%.
4.Examine your coverage – sometimes we tend to over compensate and get additional coverage that we really do not need. Premiums are based on what your policy covers so it is not wise to have reimbursement for rentals when you do not rent a car that often.
5.Always keep your coverage updated - always updated your provider with anything that is happening in relation with your car. It may help you to get a lower risk classification on your renewal.
Looking for low insurance rates for your top selling car?
If you’ve got a Ford or a Chevy but fear that the insurance of it is way too high, worry not. In fact, there are some top selling cars that have low insurance rates. Oh yes. Curious? Maybe you can check if your car is included in the list.
Model : Chrysler Town & Country
Average premium : $940
Sales ranking : 19
Model : Ford Escape
Average premium : $1,022
Sales ranking : 17
Model : GMC Sierra pickup
Average premium : $1,026
Sales ranking : 12
Model : Chevrolet Impala
Average premium : $1,091
Sales ranking : 7
Model : Ford Econoline Club Wagon
Average premium : $1,119
Sales ranking : 13
Model : Ford Fusion
Average premium : $1,133
Sales ranking : 20
Model : Ford F-series pickup
Average premium : $1,156
Sales ranking : 1
Model : Honda Civic
Average premium : $1,163
Sales ranking : 8
Model : Toyota Camry
Average premium : $1,165
Sales ranking : 3
Model : Toyota RAV-4
Average premium : $1,165
Sales ranking : 18
Selasa, 07 Desember 2010
The Real Deal with Sports Car Insurance (Conclusion)
the Continuation of my previous Post The Real Deal with Sports Car Insurance
The Factors which Affect your Insurance Premium
Normal factors which affect insurance premium are age, location, car make, and the like. However, as there is a higher risk involved in sports cars, there is also a higher rate. Most insurance companies charge the same rate for sports car insurances even for different car makes since they have a record of the usual sports car predicaments.
Where to Look for Sports Car Insurance
The internet is a good source for insurance websites and there are a lot. You can start by getting quotes from different companies and find out for yourself which works best for you. Know your concerns and study which insurance company gives the maximum coverage for your needs.
The Luxury Cars to Insure (Conclusion)
the Conclusion of my previous post The Luxury Cars to Insure
The other luxury car worth insuring is the Audi A4. The A4 has a dual-stage and dual-threshold airbag supplemental with occupant sensors. Its new system of seat belts has a good management and usability that enables a safer way of employing seat belts while on the road. Ultimately, it has a child safety feature like LATCH [or the lower anchorage and tethers for children] system placed at the rear seats with child rear locks.
Both the BMW 330i and the Audi A4 have the essential extras that ensure the quality safety above all. One wouldn’t hesitate to get car insurance for these cars as insurance companies charge lower premiums for safe cars as well as give discounts for ant-theft or vehicle-tracking features.
Online Car Insurance Comparison
Defaqto is a research company and is launching a car insurance comparison tool online. The tool is called Defaqto Compare and their study shows that it will help to prevent the common commercial prejudice and it will definitely provide customers the overview of the different levels of coverage being offered. The website is ‘find.co.uk’ and you can avail of the services for free. Many car insurance sites are said to being biased. Allegedly they sell customers to the highest bidder or those insurance companies they have a tie-up even if those insurance companies do not actually offer the cheapest coverage.
Government Regulating Body
Insurance is a contract executed between the insurance provider and the policyholder. Money is exchanged for services to be delivered in events that are stipulated in the contract or policy issued by the insurance provider. Many times, there are misunderstandings that arise especially in filing for claims or services promised during the purchase of the insurance.
The government because of the nature of the insurance industry always has a regulating body that insures both parties, the insurer and the insured, get mutual protection from the law. Regulation of the industry means that every policyholder can be sure that at the time when they need to claim the services stipulated in the insurance policy, the insurance provider can and will deliver the services.